Revenue Intelligence for Banking and Payments

Pricing Trapped in the Core

A competitor cuts rates on a Monday. The bank's answer waits in the core release queue, reaching the market two quarters later after customers have moved.

Agile Market Response

Execute enterprise-wide pricing and product changes in days, entirely through configuration. Rate changes, fee adjustments, and product updates are made once, governed centrally, and distributed across every segment and customer hierarchy dynamically.

Silent Revenue Leakage

Waivers, fee errors, product set-up errors, and exceptions accumulate untracked, making it impossible to audit true pricing.

Instant Revenue Recovery

Leakage is continuously measured, flagged, and recovered starting from the first cycle. Agents monitor billing, fee, and waiver activity in real time, surfacing exceptions before they compound and resolving them through automated workflows.

Account Analysis Legacy Cannot Match

Treasury pricing and statements run on decades-old systems, one account at a time, with no forecast of profitability by product or account.

Relationship-Level Lifecycle

Manage the full pricing-to-statement lifecycle at the relationship level, visualized via real-time dashboards. Every account, product, and fee across a customer relationship is aggregated into a single profitability view, with comprehensive statements generated automatically.

No Relationship-Level View

Deals are priced blindly. Earnings credits, waivers, and reduced fees are offered without knowing whether the full account relationship justifies it.

Pro-Forma Visibility

Upfront pro-forma modeling makes margins completely visible before any deal is signed. Relationship managers get a 360-degree view of customer profitability across deposits, loans, treasury services, and fee income, with what-if simulation before any deal is submitted.

Pricing You Cannot Reconstruct

When examiners ask which price or rate applied to a customer on a specific past date, the bank cannot answer with confidence.

Point-in-Time Reconstruction

Total audit confidence with precise reconstruction for any customer, on any historical date. A complete, immutable record of every price, rate, and term ever applied is maintained with full lineage from the governing rule to the customer it affected.

Merger Pricing Chaos

Combining Retail and Commercial banking introduces conflicting price books, grandfathered rates, and overlapping customers with no coherent governance before cores consolidate.

Unified Price Governance

Centralized, coherent price governance from day one, operating above both banking cores. Merging institutions establish a single source of pricing truth immediately, reconciling conflicting price books and governing grandfathered rates without waiting for core consolidation.